Terms of Service

Please read these Terms of Service ("Terms") carefully before using the Latin Business Solutions website or any of our services. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. About Latin Business Solutions

Latin Business Solutions ("LBS," "we," "our," or "us") is a bookkeeping, accounting, and tax services firm located in Charlotte, North Carolina. We specialize in serving Hispanic business owners in the Charlotte metro area and surrounding regions, with a focus on restaurants and construction companies.

LBS is not a CPA firm. Our services are provided by qualified accounting and tax professionals. All content on our website is for educational and informational purposes only.

2. Use of Our Website

You may use our website for lawful purposes only. You agree not to:

• Use our website in any way that violates applicable local, state, national, or international law
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of our website or systems
• Use our website to collect personal information about other users without their consent
• Reproduce, duplicate, copy, or resell any part of our website without our written permission
• Misrepresent your identity or affiliation with any person or organization

3. Educational Content — Not Professional Advice

All content published on our website, social media channels, videos, blog posts, lead magnets, and marketing materials is provided for general educational and informational purposes only. This content does not constitute financial, tax, legal, or accounting advice.

Specifically, we do not:

• Guarantee any specific tax savings or financial outcomes
• Promise results from using our services
• Provide legal advice of any kind
• Offer advice specific to your individual financial or tax situation through our public content

Always consult a qualified professional for advice specific to your situation. Our standard disclaimer applies to all content: "This is general information and not financial or tax advice. Please consult a professional for your specific situation."

4. Free Resources and Lead Magnets

We offer free downloadable resources (including our LLC Startup Checklist and Income & Expense Tracker) in exchange for your contact information. By requesting these resources, you agree to:

• Receive the requested resource via SMS or email
• Receive follow-up communications from LBS about our services and educational content
• Be added to our CRM system for marketing purposes

These resources are provided "as is" for informational purposes only. They do not constitute professional advice. You may opt out of communications at any time by replying STOP to any SMS or clicking unsubscribe in any email.

5. Professional Services Agreement

If you engage LBS for paid bookkeeping, accounting, or tax services, a separate written service agreement will govern that relationship. These Terms of Service apply to your use of our website and marketing materials only and do not constitute a service agreement.

LBS reserves the right to accept or decline any client engagement at our sole discretion.

6. Intellectual Property

All content on our website — including text, graphics, logos, images, videos, and downloadable materials — is the property of Latin Business Solutions and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our prior written consent. Personal, non-commercial use of our free educational content is permitted provided you do not remove any copyright notices.

7. Social Media and Advertising

We run advertising campaigns on Facebook, Instagram, TikTok, YouTube, and LinkedIn. By interacting with our ads or content on these platforms, you are subject to the terms and privacy policies of those platforms in addition to our own. We are not responsible for the policies or practices of third-party social media platforms.

Our advertising content is for informational and marketing purposes only. Any testimonials or results mentioned in our advertising represent individual experiences and are not guarantees of similar results.

8. Testimonials and Results

Any client stories, testimonials, or results mentioned on our website or in our marketing materials reflect the experiences of specific individuals. These results are not typical and are not a guarantee that you will achieve similar outcomes. Individual results will vary based on your specific situation, effort, and other factors.

9. Limitation of Liability

To the fullest extent permitted by law, Latin Business Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use our website
• Any reliance on educational content published on our website or social media
• Any errors or omissions in our content
• Any unauthorized access to or use of our servers or personal information stored therein

Our total liability to you for any claim arising from these Terms shall not exceed the amount you paid to LBS in the three months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Latin Business Solutions, its owners, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of our website, your violation of these Terms, or your violation of any rights of a third party.

11. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of Mecklenburg County, North Carolina.

12. Changes to These Terms

We reserve the right to update these Terms at any time. We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of our website after changes are posted constitutes your acceptance of the updated Terms.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.